1. Complete medical insurance:
You will be asked to provide your
insurance information at the time of registration. It is important that Northwestern Medicine has your current, complete and accurate medical insurance, referral and/or authorization forms to reduce delays and potential out–of–pocket costs.
2. Co-payments:
Depending upon your insurance coverage, you may be asked for a portion of your co–pay or co–insurance amount for the services provided at the time of registration.
3. Billing your insurance:
Depending upon your insurance coverage, you may be asked for a portion of your co–pay or co–insurance amount for the services provided at the time of registration.
4. Patient statement:
If you are uninsured or your insurance company does not pay for your treatment in full, you will receive a patient statement in the mail. Often, insurance plans do not cover the entire cost of your care, resulting in a “patient portion.” You are responsible for the portion of the bill that your insurance company does not pay. We will send you a statement after your insurance has paid to notify you of any remaining balance.
5. Additional bills:
You may also receive additional bills related to the services you received from our hospitals such as independent physician bills for services like pathology, radiology, anesthesiology or emergency physician services. If you have questions about a particular bill, please call the phone number listed on that statement.
6. Payment options:
Northwestern Medicine accepts money orders, debit cards and most major credit cards. Additionally, payments can be made online. View online payment options.
We ask that your balances be paid within 30 days of billing. If you need to make alternative arrangements, please call patient financial services at 855.694.2866.
7. Pay your bill with the MyNM Patient Portal:
MyNM Patient Portal bill pay provides patients with convenient, easy–to–use and secure access to billing statements and online bill payment. If you do not have a MyNM Patient Portal account, you will need to sign up to use this feature.
MyNM Patient Portal bill pay lets you:
- View your statements
- Check your balance
- Send secure messages to the billing office
- Pay your entire bill
- Pay a portion of your bill
- Pay with your credit or debit card
- Sign up for paperless billing
Login to your MyNM Patient Portal account to get started.
8. Financial assistance programs:
If you are uninsured, underinsured or are likely to be responsible for a large share of your healthcare bills, Northwestern Medicine offers a variety of
financial assistance programs.
9. Estimated hospital charges:
Consistent with our mission, financial counselors are available to assist patients who have questions about the charges of services or procedures they may receive from Northwestern Medicine. Estimates are based on hospital charges for anticipated routine care and recovery.
10. Your Rights and Protections Against Surprise Medical Bills
When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. Learn more about your rights and protections against surprise medical bills.